Text Giving FAQ | Txt2Give
FAQ

Every question.
Answered plainly.

No sales pitch. No runaround. Just straight answers about how text giving works, what it costs, and how fast you get paid.

18
Questions answered
$0
Monthly fee
10 min
To get set up
Most asked

Is Txt2Give really free?

Yes — $0/month, forever. Donors optionally add a tip (15% default, or custom amount) to keep the platform free for your organization. Most do.

Do donors need an app?

Nope. They text a keyword to your number. Done.

How fast do we get paid?

Donations appear instantly in your dashboard.

text giving FAQ

This text giving FAQ covers everything organizations ask before getting started — from how the SMS flow works to fees, setup time, and donor experience.

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Cost & fees

Is Txt2Give really free? What's the catch? +
✓ $0/month · forever

Yes — Txt2Give is completely free for churches and registered nonprofits. No monthly fee, no setup fee, no contract.

The platform is donor-supported. After confirming a gift, donors are offered a tip to keep Txt2Give running — 15% by default, but they can choose a custom amount or skip it entirely. Most add it because the prompt is framed around supporting your organization, not us. If a donor says no, the gift still goes through exactly as entered — no impact on the donation experience.

The only cost you pay is the standard Stripe processing fee: 2.3% + $0.30 per transaction for verified nonprofits — one of the lowest rates available.

Are there payment processing fees? +

Yes — payment processing fees apply to every digital transaction, just like a credit card swipe. Txt2Give works with Stripe for processing.

Organizations that connect through Stripe receive a discounted nonprofit rate of 2.3% + $0.30 per transaction — one of the lowest available anywhere.

We strongly recommend Stripe, which is fully integrated into the sign-up flow for a seamless setup experience. We do support select third-party gateways, though they aren't directly integrated into onboarding and rates may vary.

Is there a contract with Txt2Give? +
✓ No contract. Cancel anytime.

Nobody likes contracts, so there isn't one. Sign up, start accepting donations, and leave anytime you'd like — no penalties, no hoops.

How it works

How do people give by texting? +

Your organization receives a unique 10-digit giving number in the area code you provide when you sign up. Toll-free numbers are also available.

To give, donors text GIVE (or a custom keyword) to your number. They confirm the amount, and the gift lands in your account. First-time donors complete a one-time 60-second registration to save their payment info — after that, future gifts are a single text reply.

For online giving, donors use the unique giving link in your dashboard.

Are text donations charged to the donor's cell phone bill? +
✗ No — charged to credit/debit card or bank account

Donations are charged to the donor's credit card, debit card, or bank account — not their phone bill. They choose their payment method when they register the first time.

The phone-bill model (carrier billing) has significant limitations: you need 501(c)(3) status with minimum annual revenue, donations are capped at small amounts with monthly limits, and funds can take 60–90 days to reach you. Txt2Give's approach is faster, simpler, and has no donation caps.

How simple is your service to use? +

Very simple. Txt2Give works within the phone's native texting app — there's nothing for donors to download, install, or log into. They just send a text, the same way they'd text anyone else.

For your organization, setup takes about 10 minutes. Connect Stripe, get your giving number, and you're live.

How soon will we receive the text donation? +

Donations appear instantly in your Txt2Give dashboard — in real time as gifts come in.

Fund deposits depend on your payment processor. With Stripe, most organizations receive funds within 2 business days (7 days for Canadian accounts). Receipts are automatically emailed to donors as soon as each gift processes.

For donors

Do I have to download an app? +
✗ No app. No login. No download.

Donors give through their phone's native SMS messaging — the same app they use to text friends and family. Nothing to install, nothing to remember.

Apps create friction that hurts completion rates: different versions for iOS vs Android, constant update requirements, storage space, slow load times. Every extra step between "I want to give" and "gift confirmed" is a step where donors drop off. Txt2Give removes all of them.

Do my donors get a text donation receipt? +

Yes. Txt2Give automatically sends a branded email receipt to every donor immediately after their gift is processed. Receipts are customized to your organization — you can add additional information like tax details, fund designations, or a personal message.

What donor information do we get? +

The first time a new donor gives, they complete a quick one-time registration to save their payment info. This registration is how Txt2Give verifies their identity with the payment processor and makes future giving a single text reply.

Required fields: name, email address, and credit card info. You can optionally collect the donor's address as well. All of this information is available in your dashboard and exportable.

Getting set up

How long will it take to get my account set up? +

For ongoing accounts, your account is active immediately when you sign up — first donation in under 10 minutes once Stripe is connected.

For one-time events, we can have you fully set up and tested within 48 hours. If you need it sooner, there's a small rush fee of $100.

Do I have to have a merchant account? +

Yes — any platform that processes digital payments requires a merchant account to move funds. The good news: Stripe is built directly into the Txt2Give sign-up flow, so creating one takes about 5 minutes.

If you already have a merchant account with another provider, we support a number of third-party gateways. Reach out and we can confirm compatibility.

Features

Can I customize the giving form? +

Yes. You can add your logo and choose your brand colors so the giving experience feels seamless and on-brand for your donors. A custom giving image — complete with your giving number and instructions — is also included free with every account.

We also have a layered version of the giving image sized for live-streaming and big screens. Additional custom giving images are available upon request.

Do you have online giving, too? +

Yes — online giving is included free with every account. Your organization gets a branded giving page at your own URL so donors can give via desktop or mobile web as well.

Everything flows into the same dashboard, so all your digital donations — text and online — are in one place.

Do you offer short codes? +

We don't currently offer short codes. Here's why:

Major carriers have been blocking shared short codes (the 5–6 digit numbers) due to spam concerns. A shared code means multiple organizations share one number — if any one of them gets flagged for spam, the code goes down for everyone.

Dedicated short codes (one per organization) avoid that problem but cost $1,000+/month — not practical for most churches and nonprofits. Until there's a more cost-effective solution, we provide reliable 10-digit local numbers that don't have those risks.

What are the main benefits of Txt2Give? +

The two core benefits are simplicity and reach.

96% of people in the US carry a smartphone everywhere. Txt2Give turns that phone into a giving device — donors can give from anywhere, at any moment, in a few seconds. No app, no account, no friction.

For your organization, it's free, takes 10 minutes to set up, and all your giving data lives in one dashboard.

Support & fit

Who is Txt2Give for? +

Any organization that needs to raise money — churches, nonprofits, schools, political campaigns, community organizations. We have affordable options for both ongoing programs and one-time events.

Will Txt2Give work for us? +

Txt2Give works well for most organizations. The two factors that most influence success are:

  1. How you promote it — organizations that actively display the keyword and number (bulletins, screens, emails) see strong completion rates
  2. Your donor demographics — SMS giving works best when donors are smartphone users comfortable with texting

That's why we offer a free account with no contract, plus a comprehensive launch package for every new account. Our team is available to help during your launch and every step after.

Give your donors the easiest giving experience they've ever had.

Free forever for churches and 501(c)(3)s. Set up in under 10 minutes. No credit card required.

Start free

Select Your Dashboard Experience

For long-time users of our original interface and for anyone who prefers the classic dashboard.

For accounts created after Sept 2025 and for anyone who wants to use our updated dashboard.