Every question.
Answered plainly.
No sales pitch. No runaround. Just straight answers about how text giving works, what it costs, and how fast you get paid.
Is Txt2Give really free?
Yes — $0/month, forever. Donors optionally add a tip (15% default, or custom amount) to keep the platform free for your organization. Most do.
Do donors need an app?
Nope. They text a keyword to your number. Done.
How fast do we get paid?
Donations appear instantly in your dashboard.
This text giving FAQ covers everything organizations ask before getting started — from how the SMS flow works to fees, setup time, and donor experience.
No matches found
Try a different search term, or browse all questions above.
Cost & fees
Yes — Txt2Give is completely free for churches and registered nonprofits. No monthly fee, no setup fee, no contract.
The platform is donor-supported. After confirming a gift, donors are offered a tip to keep Txt2Give running — 15% by default, but they can choose a custom amount or skip it entirely. Most add it because the prompt is framed around supporting your organization, not us. If a donor says no, the gift still goes through exactly as entered — no impact on the donation experience.
The only cost you pay is the standard Stripe processing fee: 2.3% + $0.30 per transaction for verified nonprofits — one of the lowest rates available.
Yes — payment processing fees apply to every digital transaction, just like a credit card swipe. Txt2Give works with Stripe for processing.
Organizations that connect through Stripe receive a discounted nonprofit rate of 2.3% + $0.30 per transaction — one of the lowest available anywhere.
We strongly recommend Stripe, which is fully integrated into the sign-up flow for a seamless setup experience. We do support select third-party gateways, though they aren't directly integrated into onboarding and rates may vary.
Nobody likes contracts, so there isn't one. Sign up, start accepting donations, and leave anytime you'd like — no penalties, no hoops.
How it works
Your organization receives a unique 10-digit giving number in the area code you provide when you sign up. Toll-free numbers are also available.
To give, donors text GIVE (or a custom keyword) to your number. They confirm the amount, and the gift lands in your account. First-time donors complete a one-time 60-second registration to save their payment info — after that, future gifts are a single text reply.
For online giving, donors use the unique giving link in your dashboard.
Donations are charged to the donor's credit card, debit card, or bank account — not their phone bill. They choose their payment method when they register the first time.
The phone-bill model (carrier billing) has significant limitations: you need 501(c)(3) status with minimum annual revenue, donations are capped at small amounts with monthly limits, and funds can take 60–90 days to reach you. Txt2Give's approach is faster, simpler, and has no donation caps.
Very simple. Txt2Give works within the phone's native texting app — there's nothing for donors to download, install, or log into. They just send a text, the same way they'd text anyone else.
For your organization, setup takes about 10 minutes. Connect Stripe, get your giving number, and you're live.
Donations appear instantly in your Txt2Give dashboard — in real time as gifts come in.
Fund deposits depend on your payment processor. With Stripe, most organizations receive funds within 2 business days (7 days for Canadian accounts). Receipts are automatically emailed to donors as soon as each gift processes.
For donors
Donors give through their phone's native SMS messaging — the same app they use to text friends and family. Nothing to install, nothing to remember.
Apps create friction that hurts completion rates: different versions for iOS vs Android, constant update requirements, storage space, slow load times. Every extra step between "I want to give" and "gift confirmed" is a step where donors drop off. Txt2Give removes all of them.
Yes. Txt2Give automatically sends a branded email receipt to every donor immediately after their gift is processed. Receipts are customized to your organization — you can add additional information like tax details, fund designations, or a personal message.
The first time a new donor gives, they complete a quick one-time registration to save their payment info. This registration is how Txt2Give verifies their identity with the payment processor and makes future giving a single text reply.
Required fields: name, email address, and credit card info. You can optionally collect the donor's address as well. All of this information is available in your dashboard and exportable.
Getting set up
For ongoing accounts, your account is active immediately when you sign up — first donation in under 10 minutes once Stripe is connected.
For one-time events, we can have you fully set up and tested within 48 hours. If you need it sooner, there's a small rush fee of $100.
Yes — any platform that processes digital payments requires a merchant account to move funds. The good news: Stripe is built directly into the Txt2Give sign-up flow, so creating one takes about 5 minutes.
If you already have a merchant account with another provider, we support a number of third-party gateways. Reach out and we can confirm compatibility.
Features
Yes. You can add your logo and choose your brand colors so the giving experience feels seamless and on-brand for your donors. A custom giving image — complete with your giving number and instructions — is also included free with every account.
We also have a layered version of the giving image sized for live-streaming and big screens. Additional custom giving images are available upon request.
Yes — online giving is included free with every account. Your organization gets a branded giving page at your own URL so donors can give via desktop or mobile web as well.
Everything flows into the same dashboard, so all your digital donations — text and online — are in one place.
We don't currently offer short codes. Here's why:
Major carriers have been blocking shared short codes (the 5–6 digit numbers) due to spam concerns. A shared code means multiple organizations share one number — if any one of them gets flagged for spam, the code goes down for everyone.
Dedicated short codes (one per organization) avoid that problem but cost $1,000+/month — not practical for most churches and nonprofits. Until there's a more cost-effective solution, we provide reliable 10-digit local numbers that don't have those risks.
The two core benefits are simplicity and reach.
96% of people in the US carry a smartphone everywhere. Txt2Give turns that phone into a giving device — donors can give from anywhere, at any moment, in a few seconds. No app, no account, no friction.
For your organization, it's free, takes 10 minutes to set up, and all your giving data lives in one dashboard.
Support & fit
Any organization that needs to raise money — churches, nonprofits, schools, political campaigns, community organizations. We have affordable options for both ongoing programs and one-time events.
Txt2Give works well for most organizations. The two factors that most influence success are:
- How you promote it — organizations that actively display the keyword and number (bulletins, screens, emails) see strong completion rates
- Your donor demographics — SMS giving works best when donors are smartphone users comfortable with texting
That's why we offer a free account with no contract, plus a comprehensive launch package for every new account. Our team is available to help during your launch and every step after.
Give your donors the easiest giving experience they've ever had.
Free forever for churches and 501(c)(3)s. Set up in under 10 minutes. No credit card required.